Why Lifebrokers™

LifeBrokers™ has been in business for 12 years. We’re licensed in all 50 states and work with over 600 agents across the United States. Here’ the level of service and professionalism we offer to each and every agent on each and every case.

1. We Have Over 65 of the Industry’s Largest Carriers.
We represent more carriers than any other life brokerage general agency in Arizona. We represent companies like Allianz, AIG, First Colony, Banner, John Hancock, Prudential, Sun Life, West Coast, Jefferson Pilot, Massachusetts Mutual, AXA, U.S. Financial and many more. Because we represents so many carriers we’re able to provide you with insurance products and options that other general agencies may not be able to provide so you get more cases issued.

2. We have a Dedicated In-House Underwriter.
Some cases can be complicated so we employ a dedicated in-house underwriter to assist in understanding your case. Our underwriter pre-screens medical information making sure your case starts off with the right carrier thus saving valuable time.

3. We Take a Pro-Active Not Reactive Approach While Managing Your Case.
With over 65 carrier options available to provide your client with pricing and underwriting options, our competent staff has built strong relationships with these carriers to get your cases through faster. We pre-screen applications to assist in making the right carrier decision thus saving valuable time. We have the ability to quickly pivot to other carriers or other products should underwriting problems change the circumstances of your case. We can do this seamlessly without losing momentum, wasting time, or making you to go back to your client.

4. We Specialize In “Case Rescue” When You Are Having Trouble Getting A Case Issued.
We are currently receiving offers on over 60% of other carrier declines. We specialize in impaired risk cases when you have a decline or really tough case. We provide you with underwriting options that increase your chances of getting the case paid.

5. We Have Extensive Knowledge To Assist You With Advanced Case Strategy And Support.
We offer advanced case support in areas of traditional premium financing, insurance settlements, estate and business planning, and pension planning.

6. We Offer Professional Sales And Case Development Support Tools For Agents.
We offer great agent support in person, over the phone, or over the web. These include spreadsheet capabilities for permanent sales, a Web Page www.LBIUSA.com, for agent support with online Term and Universal Life quotation engines. You’ll receive immediate access to comparisons. You can sort quotes by cumulative or annual premium.

7. We Give You a Service Commitment on All Your Cases and Offer Competitive Commissions.
We put our money where our mouth is! We offer a written agent service commitment! If we do not live up to our commitment we’ll pay you an additional $100 on each case we do not perform on. Plus all our agents are contracted and paid by the insurance carrier. Full agent commissions are paid directly from the carrier. We do not share in any agent commissions.